Man Warns Against Borrowing from Loan Apps
A Nigerian man, identified as @AguNest on TikTok, has gone viral after cautioning internet users against borrowing money from loan applications or other people. In a now-widespread video, he argued that such borrowing carries severe implications that extend beyond the financial realm, describing them as spiritual in nature.
The man urged young men in particular to avoid taking on any form of debt, stressing that owing money produces effects that are not merely monetary. He maintained that it is wiser to owe no one at all, and warned against the belief that a debt to an application or another person can be left unpaid without consequence. According to him, failing to repay a debt causes spiritual harm to the borrower.
Spiritual Consequences of Debt
In his video, @AguNest suggested that many borrowers do not fully grasp the meaning of being in debt. He indicated that there is a reason for his position against loan applications, implying that the spiritual implications are serious. The video quickly attracted attention, drawing numerous reactions from other TikTok users.
Some viewers supported the warning, while others offered contrasting opinions in the comments section. One user, @REMINDER, asked: "The spiritual side effect no see say I dey broke without nobody to help me? The spirit help me naim I dey borrow??" Another user, @Ozo Parkins C, commented: "I dey on my own ooo opay just dey worry me with 6 Mita but i pray make e reach 10 mita first."
Mixed Reactions from Social Media Users
The video elicited a wide range of responses. @St.rita'sbakery&event backup said: "Aswrrry brother I really need 100k to clear mibe and start using button phone e too much." Meanwhile, @paduajunior24 expressed agreement: "I agree with you, I'm owing them I wish I have it now I will pay them back because I don't like owing debth."
Other users had different takes. @EbusDeBoss asked for referrals: "You know anyone wey dey pay fast fast without much requirement please refer me I wan borrow." @Believe commented: "Chai senior, come b like say na me u de tell this one but abeg I need like 5k like this make I take buy fuel hustle. Make I drop Aza?"
Broader Context of Loan App Harassment
This warning comes amid ongoing concerns about loan app practices in Nigeria. Previously, Legit.ng reported that a Nigerian lawyer advised the public on how to handle loan apps that post pictures of defaulters or contact their family members. The lawyer emphasized the importance of repaying debts and explained what steps can be taken if borrowers are harassed by loan apps.
The viral video by @AguNest adds a spiritual dimension to the debate, highlighting the perceived consequences of debt beyond financial strain. As loan apps continue to proliferate, discussions around their impact—both financial and otherwise—remain relevant.
